Privacy Policy


This “Web Site” is sponsored and hosted by, LLC and governed by HDL’s Privacy Policy and Terms of Service (collectively, “HDL” or “we” or “us”). HDL respects the privacy of its users. This Privacy Policy explains what information we collect, how we use your information, and your choices. Please read this Privacy Policy carefully. In addition, please review our Terms of Service, which governs your use of HDL’s Web Sites. Your use of our Web Site indicates to us that you have read and accepted our privacy practices, as outlined in this Privacy Policy.

While on our Web Site, you may encounter links to other Web sites or online materials. For example, you may encounter links from sponsors or partners, which may include HDL’s logo as part of a co-branding agreement. If you “click” on a link to such a third party, the “click” takes you off our Web Site and to a third party’s Web site, which is beyond HDL’s control. These other Web sites may set their own cookies, collect data, and/or have their own privacy policies. This Privacy Policy only covers information collected by HDL, and we encourage you to review the privacy policy of any other Web site you visit.

In addition, please note that this Privacy Policy does not apply to any information you may disclose publicly in user forums (such as chat rooms, bulletin boards, or similar Web pages). You should keep in mind that whenever you publicly disclose information about yourself online – for example, via message boards or chat rooms – that information could be collected and used by people that you do not know. In addition, certain message boards (and similar user forums) may display IP addresses along with the message poster’s name and message. HDL bears no responsibility for any action or policies of any third parties who collect any information users may disclose in user forums or other public areas, if any, of this Web Site.

Information HDL Collects
Personally Identifiable Information: We may ask you to provide us with personal information about yourself, which is information that could reasonably be used to identify you personally (such as your name, address, birth date or e-mail address), which we refer to as “PII,” at various times and at various places on this Web Site, such as when you register for newsletters, subscribe to our services, or choose to participate in a contest, sweepstakes or survey. We may also ask you to provide us with demographic information or information regarding your interests, hobbies or similar information. In addition, as part of our current and planned services, we may, at any time, add features to our Web Site that require you to register or otherwise provide PII, including credit card information, or we may require registration or a subscription fee to gain access to any portion of our Web Site. You can choose not to provide certain information, but then you may not be able to take advantage of or participate in many of the Web Site’s features. If we provide the opportunity for you to e-mail an article to a friend, we will not use the friend’s e-mail address to send additional marketing materials.

Please note that we may combine the information about you that we collect at this Web Site with information available to us from other sources, including information received from promotional partners or other third parties. We may also combine any PII with other information we collect on our Web Site, including cookies and search terms users enter on our Web Site, which we may use for internal reporting and monitoring, improving our Web Site and products, or to target advertising.

HDL does not knowingly collect information from children under thirteen (13) years of age: This is not a Website directed to children under the age of 13, and HDL does not knowingly collect PII from children under 13 years of age. If you are under 13 years of age, do not send any information about yourself to HDL. If HDL discovers that a child under the age of 13 has provided HDL with PII, HDL will delete that child’s PII from its system.

Anonymous Information: When you visit this Web Site, our Web servers automatically collect certain Web site usage information. Website usage information is anonymous information that describes how our visitors use and navigate our Web Site, and it includes the number and frequency of visitors to each Web page and the length of their stays. We also collect the anonymous information automatically sent to us by your Web browser, such as browser type, referrer data that identifies the Web page visited prior and subsequent to visiting our Web Site, and IP address.

Cookies: Like most Web sites, this Web Site sometimes makes use of browser “cookies.” HDL does not save PII in cookies, but we may link the cookie to any PII or other information we collect. In addition, we or our third party advertising networks may use cookies in connection with the serving of advertisements. For example, cookies may be used to control the number of times a user sees a particular advertisement or to target an advertisement to those users that will likely be the most interested in it. We do not have access to cookies set by third parties or the information that they may contain.

Web Beacons. A Web beacon, which is sometimes also called a Web bug or “clear gif”, is a small graphic image in a Web page, a Web-based document or an e-mail message, which generally allows the party that set the Web beacon to monitor certain information about the viewer of the Web page, Web-based document or e-mail message, and it may allow access to certain cookies. Web beacons are usually invisible to the user because they are very small (generally 1-by-1 pixel). However, in general, any electronic image viewed as part of a Web page, including an advertisement, can act as a Web beacon. Web beacons typically collect the URL of the page the Web beacon comes from, the type of browser requesting the Web beacon, the IP address of the computer that the Web beacon is sent to and the time the Web beacon was viewed. Web beacons can also be linked to PII. HDL may use Web beacons for a number of purposes, such as to count visitors to our Web pages or to monitor how our users navigate our site, and we may include Web beacons in HTML-formatted e-mail newsletters in order to count how many newsletters (or particular articles, links, etc.) we sent were actually opened. In addition, third parties that serve ads or content onto this Web Site may use Web beacons. HDL does not have control over Web beacons used by such third parties and does not have access to whatever information they may collect.

Third Party Advertisements and Content
Third Party Advertisements. We use third-party advertising networks to serve ads when you visit our Web site. These companies may use information (not including your name, address email address or telephone number) about your visits to this and other Websites in order to provide advertisements about goods and services of interest to you. Some of the ads served to you by these third party advertising networks may contain cookies or Web beacons that are set by those third parties. We do not have access to these cookies or Web beacons or any information that they may contain. When HDL serves advertisements to you or allows third parties to serve such advertisements on our Web Site, HDL does not disclose your PII.

Third party content. When you are on our Web Site, certain content may be created or hosted by a third party. Such third parties may drop cookies and/or use Web beacons, which may be used to identify some of your preferences or to recognize you if you have previously been to their Web site or otherwise had contact with them. We do not control the use of such technology by third parties, the information they collect, or how they use such information. We do not disclose your PII to third parties serving content on this Web Site in connection with the serving of such content.

HDL’s Use and Disclosure of Collected Information and Your Choices
Notice to subscribers of our e-mail newsletters: If you sign up to receive any of our e-mail newsletters, we will not share the PII you submit in connection with your registration with our affiliates or with other third party marketers, and we will not contact you with additional marketing information unless you opt-in to receive such information at the time you submit your PII. If you submit PII to HDL under any other circumstances, we will use and disclose such information as set forth below. If you wish to unsubscribe from our e-mail newsletter an unsubscribe link will appear at the bottom of each general message. This is not true of messages or newsletters based on services you may receive.

Use by HDL: HDL may use your PII to provide you with requested goods, services or information, to fulfill prizes, or for other purposes disclosed when you provide your PII. We may also use your PII to contact you on occasion on matters we believe will interest you. For example, we may send you an e-mail regarding services and products offered by HDL, our parent or affiliated companies, or third parties; our Terms of Use or Privacy Policy; or other topics, such as improvements to the Web Site or a sweepstakes or promotion we are conducting.

HDL may also use information collected about our users to provide customized content, advertising, products, and services, or to improve the content and navigation of our Web Site, or for other internal purposes. In addition, while you are on our Web Site, we may use demographic and preference information to allow advertisements on our Web Site to be targeted to the users most interested in them.

If you submit a letter to the editor or other content to be published in one of our publications, whether such publication originates online or offline, we may publish your name or other information in connection with publishing the letter to the editor or other content.

Sharing User Information and Disclosure to Third Parties:
Affiliates. HDL reserves the right to share your information with and among the HDL Web sites, as well as with our parent and affiliated companies.

Third Parties. HDL may share your PII with third parties that want to bring to your attention products, special offers and unique content that might interest you. This Privacy Policy does not cover the practices of these third parties. If you prefer not to receive direct communications from third parties, you will be given an opportunity to decline before you provide us with information we might use for this purpose. If you decline, you will not receive e-mail or other communications sent directly by third parties, but we may on occasion send you information on their behalf.

In addition, we may offer certain content, such as contests or sweepstakes, sponsored by or co-branded with promotional partners. These third parties, who will always be identified, may obtain PII that you submit in connection with such content. Please note that HDL has no control over such third parties’ use of this information, and the third parties are not subject to this Privacy Policy.

Third parties providing services on our behalf. HDL may employ other companies and individuals to perform functions on its behalf. Examples include, without limitation, fulfilling orders, sending postal mail and e-mail, including our e-mail newsletters, which are currently sent on our behalf by PublishMail, analyzing data, providing marketing assistance, creating, hosting and/or running contests/sweepstakes/games and providing customer service. These third parties may have access to our users’ PII in order to provide these services to us or on our behalf.

Aggregate information. HDL may disclose anonymous, aggregated user statistics to third parties for a variety of purposes, including describing HDL’s services, marketing, and providing a better user experience on the Web Site.

Legal action. HDL may disclose information about its users, including PII, when legally required to do so, at the request of governmental authorities conducting an investigation, to verify or enforce compliance with the policies governing our Web Site and applicable laws, and to protect against misuse or unauthorized use of our Web Site. HDL may also disclose user information whenever we believe disclosure is necessary to limit our legal liability, to protect or defend our rights or property or protect the safety, rights or property of others.

Corporate change. HDL may sell, transfer or otherwise disclose user information, including PII, in connection with a corporate merger, consolidation, the sale of substantially all assets, or other fundamental corporate change.

We store the information we collect from you on limited access servers, and we take steps to maintain the security of our servers and to protect your PII from unauthorized disclosure. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. HDL cannot ensure or warrant the security of any information you transmit to HDL and you do so at your own risk.

Consent to Transfer
This Web Site is operated in the United States. If you are located in the European Union or elsewhere outside of the United States, please be aware that any information you provide to us will be transferred to the United States. By using our Web Site, participating in any of our services and/or providing us with your information, you consent to this transfer.

Acceptance Of Terms
By using this Web Site, you agree to the terms of this Privacy Policy. HDL reserves the right to modify, alter or otherwise update this Privacy Policy at any time. We will post any changes here, so be sure to check back from time to time.

Contact Us
If you have any questions, comments or concerns about our Privacy Policy, please contact us.
This HDL Privacy Policy was last updated on 7 January 2013.